Personal Pensions

Personal Pensions represent a popular and attractive way of saving for your retirement.

All monies invested into your fund grow free of capital gains tax, and contributions you make are enhanced by income tax relief at source.

A personal pension is an arrangement made in your name over which you have personal control. You can alter your contributions, suspend them, or stop them completely.

If you have a Personal Pension Plan that you started some time ago, we can check to make sure it is the right pension for you.

Sometimes, 'historic' personal pension plans have high ongoing charges, are inflexible and have a limited range of funds with average or poor investment performance. DFM Ltd will check these features and report back to you - in language that you can understand!

Please contact us, without obligation, if you would like DFM Ltd to review your pensions, or indeed, you feel you have too many 'bits of paper' and would like to consolidate your funds 'under one roof'.

For an informal chat please call 01223 846726 or email info@downingfinancial.co.uk