Welcome to Downing Financial Management Ltd

We offer a comprehensive financial planning service for all your investment and protection needs:

  • Pension Planning

    When do you want to retire and how much income will you need?

  • Life Assurance
    How much cash would your family need to maintain their current lifestyle if you die prematurely?
  • Income Protection

    Would you require a regular income or a cash sum if you suffered a serious illness or disability?

  • Investments/Regular Savings

    Are you making the best use of any spare capital or surplus income?
  • Mortgages

    Do you want to reduce your current mortgage outlay or are you moving home?

We hope you find the site both useful and informative. We would welcome your feedback not only on the current content and presentation of the site but how you feel it could be improved or indeed what other services or information could be included to help you.



If you do have any suggestions please e-mail us or use one of our contact forms.

Your home may be repossessed if you do not keep up repayments on your mortgage
You can choose how we are paid for mortgages; pay a fee, usually 0.5% of the loan amount or we can accept commission from the lender.
The Financial Conduct Authority (FCA) does not regulate some forms of mortgage
Downing Financial Management Ltd is registered in England & Wales no. 3962219. Registered Office at Downing Financial Management Ltd, 10 Headley Gardens, Great Shelford, Cambridge, CB22 5JZ. Downing Financial Management Ltd is authorised and regulated by the Financial Conduct Authority no. 440475. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

If you wish to register a complaint, please write to The Complaints Officer, Downing Financial Management Ltd, 10 Headley Gardens, Great Shelford, Cambridge, CB22 5JZ or telephone 01223 846726.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567